Unit 2 • 5.NBT.7 Multiply Decimals
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Multiply Decimals

How do we multiply decimals using the standard algorithm?

📚
Unit
2
📅
Standard
NBT.7
⏱️
Duration
60m

📋 Standards & Objectives

📜 Common Core Standard
5.NBT.7 Add, subtract, multiply, and divide decimals to hundredths, using concrete models or drawings and strategies based on place value, properties of operations, and/or the relationship between addition and subtraction; relate the strategy to a written method and explain the reasoning used.
🎯 Students Will Be Able To...
  • Multiply a whole number by a decimal using the standard algorithm
  • Multiply a decimal by a decimal using the standard algorithm
  • Place the decimal point correctly in the product by counting decimal places
  • Handle zeros in the product when multiplying small decimals

🚀 Real-World Connection

🛒 Shopping Trip!

You want to buy 3 bags of trail mix that cost $4.75 each. How much will you spend?

You need to multiply a whole number by a decimal — 3 × $4.75

💡 Think About It

We multiply decimals every day — at the store, measuring for projects, cooking recipes. Today we'll learn a quick, reliable way to multiply any decimals using the standard algorithm.

📖 Vocabulary

🔢 Factor

A number that is multiplied by another number. In 3 × 4.75, both 3 and 4.75 are factors.

✖️ Product

The answer when you multiply two or more factors. In 3 × 4.75 = 14.25, the product is 14.25.

📍 Decimal Places

The number of digits to the right of the decimal point. In 4.75, there are 2 decimal places (7 and 5).

📐 Standard Algorithm

A step-by-step method for multiplying. We'll multiply as if the decimals aren't there, then place the decimal in the product.

Concept: Place the Decimal

The Big Idea for Multiplying Decimals

💡 The Key Insight

When we multiply decimals, we can ignore the decimal points, multiply as whole numbers, then count decimal places in the factors to place the decimal in the product.

👀 Quick Example

Think of it as:

7 × 384 = 2,688

Then place the decimal:

7 × 3.84 = 26.88

← 2 decimal places in factors

📌 The 3-Step Rule

Multiplying Decimals with the Standard Algorithm

📌 Anchor Chart: Multiply Decimals
1
Multiply the numbers as if there are no decimal points. Use the standard algorithm for whole-number multiplication.
2
Count the total number of decimal places in both factors combined.
3
Place the decimal point in the product so that it has the same number of decimal places as the total you counted.

⚠️ Remember: If your product needs more decimal places than digits, add zeros in front! Example: 4 × 7 = 28, but 0.04 × 0.7 = 0.028 (3 decimal places needed!)

👁️ Problem 1

I Do — Watch Me
7 × 3.84
Step 1: Multiply as whole numbers
3 8 4
×     7
2 6 8 8

Ignore the decimal — multiply 384 × 7 = 2688

Step 2: Count decimal places

3.84 has 2 decimal places

7 has 0 decimal places

Total: 2 decimal places

Step 3: Place the decimal

2688 → 26.88

Count 2 places from the right

Answer
7 × 3.84 = 26.88

👁️ Problem 2

I Do — Watch Me
2.97 × 5
Step 1: Multiply as whole numbers
2 9 7
×     5
1 4 8 5

Ignore the decimal — multiply 297 × 5 = 1485

Step 2: Count decimal places

2.97 has 2 decimal places

5 has 0 decimal places

Total: 2 decimal places

Step 3: Place the decimal

1485 → 14.85

Count 2 places from the right

Answer
2.97 × 5 = 14.85

✍️ Problem 3

We Do — Together
23.4 × 8
Step 1: Multiply as whole numbers
2 3 4
×     8
1 8 7 2

234 × 8 = 1872

Step 2: Count decimal places

23.4 has 1 decimal place

8 has 0 decimal places

Total: 1 decimal place

Step 3: Place the decimal

1872 → 187.2

Count 1 place from the right

Answer
23.4 × 8 = 187.2

✍️ Problem 4

We Do — Together
8.23 × 6
Step 1: Multiply as whole numbers
8 2 3
×     6
4 9 3 8

823 × 6 = 4938

Step 2: Count decimal places

8.23 has 2 decimal places

6 has 0 decimal places

Total: 2 decimal places

Step 3: Place the decimal

4938 → 49.38

Count 2 places from the right

Answer
8.23 × 6 = 49.38

📝 Problem 5

You Do — Your Turn!
6 × 4.57

Try this one on your own! Use the 3-step rule.

Step 1: Multiply as whole numbers
4 5 7
×     6
2 7 4 2

457 × 6 = 2742

Step 2: Count decimal places

4.57 has 2 decimal places

6 has 0 decimal places

Total: 2 decimal places

Step 3: Place the decimal

2742 → 27.42

Answer
6 × 4.57 = 27.42

📝 Problem 6

You Do — Your Turn!
3 × 12.86

Try this one on your own! Use the 3-step rule.

Step 1: Multiply as whole numbers
1 2 8 6
×       3
3 8 5 8

1286 × 3 = 3858

Step 2: Count decimal places

12.86 has 2 decimal places

3 has 0 decimal places

Total: 2 decimal places

Step 3: Place the decimal

3858 → 38.58

Answer
3 × 12.86 = 38.58

Decimal × Decimal

What changes when both factors have decimals?

💡 Same Rule — More Decimal Places!

When both factors have decimals, the same 3-step rule applies. The product will have more decimal places because you add up the decimal places from both factors.

👀 Quick Example

Factor 1

5.2

1 decimal place

×

Factor 2

4.8

1 decimal place

=

Product

24.96

1 + 1 = 2 decimal places

📌 Updated Rule

Works for ANY decimal multiplication

📌 Updated Anchor Chart
1
Multiply both numbers as whole numbers (ignore all decimal points).
2
Count decimal places in both factors and add them together.
3
Place the decimal in the product — count from the right that many places.

💡 Tip for 2-digit × 2-digit: You'll need to multiply using partial products (just like whole-number multiplication with two-digit numbers). Line up your work carefully!

👁️ Problem 7

I Do — Watch Me
5.2 × 4.8
Step 1: Multiply as whole numbers (52 × 48)
  5 2
×   4 8
  4 1 6 ← 52 × 8
2 0 8 0 ← 52 × 40
2 4 9 6

52 × 48 = 2496

Step 2: Count decimal places

5.2 has 1 decimal place

4.8 has 1 decimal place

Total: 1 + 1 = 2 decimal places

Step 3: Place the decimal

2496 → 24.96

Count 2 places from the right

Answer
5.2 × 4.8 = 24.96

👁️ Problem 8

I Do — Watch Me
2.4 × 5.3
Step 1: Multiply as whole numbers (24 × 53)
  5 3
×   2 4
  2 1 2 ← 53 × 4
1 0 6 0 ← 53 × 20
1 2 7 2

53 × 24 = 1272

Step 2: Count decimal places

2.4 has 1 decimal place

5.3 has 1 decimal place

Total: 1 + 1 = 2 decimal places

Step 3: Place the decimal

1272 → 12.72

Count 2 places from the right

Answer
2.4 × 5.3 = 12.72

✍️ Problem 9

We Do — Together
8.9 × 9.7
Step 1: Multiply as whole numbers (89 × 97)
  8 9
×   9 7
  6 2 3 ← 89 × 7
8 0 1 0 ← 89 × 90
8 6 3 3

89 × 97 = 8633

Step 2: Count decimal places

8.9 has 1 decimal place

9.7 has 1 decimal place

Total: 1 + 1 = 2 decimal places

Step 3: Place the decimal

8633 → 86.33

Count 2 places from the right

Answer
8.9 × 9.7 = 86.33

✍️ Problem 10

We Do — Together
26.4 × 5.1
Step 1: Multiply as whole numbers (264 × 51)
    2 6 4
×       5 1
      2 6 4 ← 264 × 1
1 3 2 0 0 ← 264 × 50
1 3 4 6 4

264 × 51 = 13464

Step 2: Count decimal places

26.4 has 1 decimal place

5.1 has 1 decimal place

Total: 1 + 1 = 2 decimal places

Step 3: Place the decimal

13464 → 134.64

Count 2 places from the right

Answer
26.4 × 5.1 = 134.64

📝 Problem 11

You Do — Your Turn!
3.7 × 6.2

Try this one on your own! Remember: both factors have decimals.

Step 1: Multiply as whole numbers (37 × 62)
  6 2
×   3 7
  4 3 4 ← 62 × 7
1 8 6 0 ← 62 × 30
2 2 9 4

62 × 37 = 2294

Step 2: Count decimal places

3.7 has 1 decimal place

6.2 has 1 decimal place

Total: 1 + 1 = 2 decimal places

Step 3: Place the decimal

2294 → 22.94

Answer
3.7 × 6.2 = 22.94

📝 Problem 12

You Do — Your Turn!
14.5 × 2.8

Try this one on your own! Use the 3-step rule.

Step 1: Multiply as whole numbers (145 × 28)
  1 4 5
×     2 8
  1 1 6 0 ← 145 × 8
2 9 0 0 ← 145 × 20
4 0 6 0

145 × 28 = 4060

Step 2: Count decimal places

14.5 has 1 decimal place

2.8 has 1 decimal place

Total: 1 + 1 = 2 decimal places

Step 3: Place the decimal

4060 → 40.60

Count 2 places from the right

Answer
14.5 × 2.8 = 40.60

Zeros in the Product

What happens when you need MORE decimal places than digits?

⚠️ Watch Out for This!

When multiplying small decimals like 0.04 × 0.7, the whole-number product might have fewer digits than the number of decimal places you need. You'll have to add zeros in front!

👀 Quick Example

4 × 7 = 28

Whole number product

But we need 3 decimal places...

(0.04 has 2, 0.7 has 1)

28 → 0.028

Add a zero to make 3 places!

📌 Extended Rule

Handling zeros in the product

📌 Extended Anchor Chart
1
Multiply the numbers as whole numbers (ignore decimals).
2
Count total decimal places in both factors.
3
Place the decimal — if you need more places than digits, add zeros in front and include a leading 0 before the decimal point.

2 digits, need 3 places

28 → 0.028

2 digits, need 4 places

48 → 0.0048

1 digit, need 2 places

8 → 0.08

👁️ Problem 13

I Do — Watch Me
0.04 × 0.7
Step 1: Multiply as whole numbers

4 × 7 = 28

Ignore the decimals and zeros — just multiply 4 × 7

Step 2: Count decimal places

0.04 has 2 decimal places

0.7 has 1 decimal place

Total: 2 + 1 = 3 decimal places

Step 3: Place the decimal (add zeros!)

Product is 28 — that's only 2 digits, but we need 3 decimal places

28 → 0.028

Add a zero in front to make 3 decimal places!

Answer
0.04 × 0.7 = 0.028

👁️ Problem 14

I Do — Watch Me
0.09 × 0.6
Step 1: Multiply as whole numbers

9 × 6 = 54

Just multiply 9 × 6

Step 2: Count decimal places

0.09 has 2 decimal places

0.6 has 1 decimal place

Total: 2 + 1 = 3 decimal places

Step 3: Place the decimal (add zeros!)

Product is 54 — 2 digits, need 3 decimal places

54 → 0.054

Add a zero in front to make 3 decimal places!

Answer
0.09 × 0.6 = 0.054

✍️ Problem 15

We Do — Together
0.05 × 0.8
Step 1: Multiply as whole numbers

5 × 8 = 40

Just multiply 5 × 8

Step 2: Count decimal places

0.05 has 2 decimal places

0.8 has 1 decimal place

Total: 2 + 1 = 3 decimal places

Step 3: Place the decimal (add a zero!)

Product is 40 — 2 digits, need 3 decimal places

40 → 0.040 = 0.040

Add a zero in front to make 3 decimal places!

Answer
0.05 × 0.8 = 0.040

✍️ Problem 16

We Do — Together
0.3 × 0.04
Step 1: Multiply as whole numbers

3 × 4 = 12

Just multiply 3 × 4

Step 2: Count decimal places

0.3 has 1 decimal place

0.04 has 2 decimal places

Total: 1 + 2 = 3 decimal places

Step 3: Place the decimal (add a zero!)

Product is 12 — 2 digits, need 3 decimal places

12 → 0.012

Add a zero in front to make 3 decimal places!

Answer
0.3 × 0.04 = 0.012

📝 Problem 17

You Do — Your Turn!
0.06 × 0.3

Watch out — you may need to add zeros!

Step 1: Multiply as whole numbers

6 × 3 = 18

Step 2: Count decimal places

0.06 has 2 decimal places

0.3 has 1 decimal place

Total: 2 + 1 = 3 decimal places

Step 3: Place the decimal

18 → 0.018

Add a zero to make 3 decimal places!

Answer
0.06 × 0.3 = 0.018

📝 Problem 18

You Do — Your Turn!
0.08 × 0.5

Watch out — you may need to add zeros!

Step 1: Multiply as whole numbers

8 × 5 = 40

Step 2: Count decimal places

0.08 has 2 decimal places

0.5 has 1 decimal place

Total: 2 + 1 = 3 decimal places

Step 3: Place the decimal

40 → 0.040 = 0.040

Add a zero to make 3 decimal places!

Answer
0.08 × 0.5 = 0.040

🏆 Challenge Problem

Challenge — Multi-Step
📖 Word Problem

A snowman's head has a diameter of 0.75 feet. Its body has a diameter that is 2.4 times as large. What is the diameter of the snowman's body?

Step 1: Set up the problem

Body diameter = 0.75 × 2.4

Multiply as whole numbers: 75 × 24

Step 2: Multiply 75 × 24
  7 5
×   2 4
  3 0 0 ← 75 × 4
1 5 0 0 ← 75 × 20
1 8 0 0
Step 3: Count decimal places & place decimal

0.75 → 2 places + 2.4 → 1 place = 3 places

1800 → 1.800 = 1.8

Answer
The snowman's body has a diameter of 1.8 feet.

💬 Turn & Talk

Discuss with your partner

🤔 Discussion Question 1

A student says: "When you multiply two numbers, the product is always bigger than either factor." Is this true for decimals? Can you think of an example where this is not true?

💡 Discussion Question 2

How do you know where to place the decimal point in the product? Explain the process to your partner in your own words.

📌 Key Takeaways

1️⃣ The 3-Step Rule

Multiply as whole numbers → Count decimal places in both factors → Place the decimal in the product.

2️⃣ Adding Decimal Places

Add up the decimal places from all factors. That's how many decimal places the product must have.

3️⃣ Zeros in the Product

If you need more decimal places than digits, add zeros in front. Example: 28 with 3 decimal places → 0.028

4️⃣ Estimate to Check

Always check if your answer makes sense! Round the factors to estimate, then compare. If 5.2 × 4.8 ≈ 5 × 5 = 25, then 24.96 makes sense.

🎫 Exit Ticket

Show what you know! Solve on your exit ticket paper.

1️⃣ Whole × Decimal

9 × 5.63

2️⃣ Decimal × Decimal

4.3 × 7.6

3️⃣ Zeros in Product

0.07 × 0.4

🎯

Great Work Today!

You learned how to multiply decimals using the standard algorithm — whole numbers × decimals, decimal × decimal, and even tricky zeros in the product!

Remember: Multiply → Count → Place!

Keep practicing — you've got this! 💪